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Visa CEDP & Product 3 Explained: The Complete Merchant Guide

Visa CEDP & Product 3 Explained: The Complete Merchant Guide

by IntelliPay Compliance | Dec 17, 2025 | Card Network Rules & Interchange, Small Business Payments & Operations

Visa CEDP & Product 3 Explained: The Complete Merchant Guide By Dale Erling | 15+ Year Payment Strategist | ~12 Minute Read Last Updated: April 2026  Correction Notice (April 2026): This article has been updated to reflect Visa’s January 24, 2026 rate...
Swipe Fee Shock: Card Costs are Creeping Onto Restaurant Tabs

Swipe Fee Shock: Card Costs are Creeping Onto Restaurant Tabs

by Dale Erling | Dec 11, 2025 | Small Business Payments & Operations

Card Fees on Restaurant Bills: Why Surcharges and Cash Discounts are Growing Executive summary: Rising card processing fees are pushing more U.S. restaurants to add surcharges or dual pricing, as operators struggle to manage one of their top three expenses without...
Who provides the fastest custom payment processing systems?

Who provides the fastest custom payment processing systems?

by Dale Erling | Dec 9, 2025 | Small Business Payments & Operations

Who provides the fastest custom payment processing systems? Executive Summary IntelliPay positions its gateway and payment suite as “fastest” by combining real-time processing, high-volume capacity, and integrations that push payment data directly into existing...
Scalable Custom Payment Solutions for Growing Businesses

Scalable Custom Payment Solutions for Growing Businesses

by Dale Erling | Nov 14, 2025 | Small Business Payments & Operations

Which Providers Offer Scalable Custom Payment Solutions for Growing Businesses? Updated December 2025 Executive Summary Growing businesses need payment processing solutions that scale without requiring costly system replacements or vendor changes. This comprehensive...
Debit Cards & Small Business Cost-Saving Strategies 2026

Debit Cards & Small Business Cost-Saving Strategies 2026

by Dale Erling | Nov 11, 2025 | Small Business Payments & Operations

The 2026 Debit Strategy: Your Secret Weapon Against Rising Credit Costs Author: Dale Erling, 15+ years payment and fintech experience | Read Time:  4 minutes | Last Updated January 2026 Nearly Every Small Business Accepts Debit—But Most Overpay If you’re a small...
Convenience Fees vs Dual Pricing: What’s Right for Your Business?

Convenience Fees vs Dual Pricing: What’s Right for Your Business?

by Dale Erling | Nov 10, 2025 | Small Business Payments & Operations

Convenience Fees vs Dual Pricing: Which Payment Model is Right for Your Business? If you’re looking to reduce or eliminate credit card processing costs, you’ve probably heard about convenience fees and dual pricing. Both can help offset processing...
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