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How Integrated Payments Cut the Hidden Costs Killing Small Business Margins

How Integrated Payments Cut the Hidden Costs Killing Small Business Margins

by Dale Erling | Mar 30, 2026 | Small Business Payments & Operations

IntelliPay is a PCI DSS Level 1 payment processor that connects payment acceptance with the accounting, e-commerce, and business software small businesses already use. This piece looks at the costs that don't show up on your processing statement and how a connected...
Tougher Chargeback Rules: How to Get Paid & Be Compliant

Tougher Chargeback Rules: How to Get Paid & Be Compliant

by Dale Erling | Mar 24, 2026 | Fraud & Chargebacks, Security, Fraud & Compliance

Executive summary Card brands and regulators have tightened the rules for fraud, chargebacks, and recurring billing, and small businesses now have less time and more responsibility when disputes arise. Clear disclosures, simple cancellation, and better documentation...
Is it Legal to Pass on Credit Card Fees to Customers?

Is it Legal to Pass on Credit Card Fees to Customers?

by Dale Erling | Mar 22, 2026 | Small Business Payments & Operations

IntelliPay is a PCI DSS Level 1 certified payment processor offering ACH and card processing for businesses, government agencies, and professional services firms nationwide, with fee model options including dual pricing, service fees, and traditional merchant-absorbs...
Cyber Security and Online Bill Payments Protecting Yourself from Theft and Fraud

Cyber Security and Online Bill Payments Protecting Yourself from Theft and Fraud

by Dale Erling | Mar 16, 2026 | Security, Fraud & Compliance

A Practical Guide to Payment Security for Merchants in 2026 By Dale Erling | 15+ Years Payment & Fintech Experience | Last Updated March 2026 | 5 Minute Read Executive Summary Payment data security is no longer optional — it is a business survival requirement....
You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined

You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined

by Dale Erling | Mar 10, 2026 | Card Network Rules & Interchange, Security, Fraud & Compliance

```html Compliance & Risk Guide: You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined. A compliance guide for merchants before — and after — launch Updated March 2026 · Last verified: March 11, 2026 · intellipay.com Published by...
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2026 Compliance Alert

DCAP Ready: Fully compliant with the April 2026 Digital Commerce Authentication Program protocols.

MCC 9311 Optimization: Automatic routing for Government Service Fee transactions to ensure 100% cost recovery.

PCI 4.0 Standard: Proactive alignment with the latest PCI DSS 4.0 requirements for all municipal and county portals.

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