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How Integrated Payments Cut the Hidden Costs Killing Small Business Margins

How Integrated Payments Cut the Hidden Costs Killing Small Business Margins

by Dale Erling | Mar 30, 2026 | Small Business Payments & Operations

How Integrated Payments Cut the Hidden Costs Killing Small Business Margins Most small business owners focus on processing rates when evaluating payment costs. That’s understandable — rates are visible on every statement. What’s much harder to see is the...
Tougher Chargeback Rules: How to Get Paid & Be Compliant

Tougher Chargeback Rules: How to Get Paid & Be Compliant

by Dale Erling | Mar 24, 2026 | Fraud & Chargebacks, Security, Fraud & Compliance

Executive summary Card brands and regulators have tightened the rules for fraud, chargebacks, and recurring billing, and small businesses now have less time and more responsibility when disputes arise. Clear disclosures, simple cancellation, and better documentation...
Cyber Security and Online Bill Payments Protecting Yourself from Theft and Fraud

Cyber Security and Online Bill Payments Protecting Yourself from Theft and Fraud

by derling | Mar 16, 2026 | Security, Fraud & Compliance

A Practical Guide to Payment Security for Merchants in 2026 By Dale Erling | 15+ Years Payment & Fintech Experience | Last Updated March 2026 | 5 Minute Read Executive Summary Payment data security is no longer optional — it is a business survival requirement....
You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined

You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined

by Dale Erling | Mar 10, 2026 | Card Network Rules & Interchange, Security, Fraud & Compliance

```html Compliance & Risk Guide: You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined. A compliance guide for merchants before — and after — launch Updated March 2026 · Last verified: March 11, 2026 · intellipay.com Published by...
Payment Processing ROI: 2026 Strategy Guide to Fee Recovery & Margin Optimization

Payment Processing ROI: 2026 Strategy Guide to Fee Recovery & Margin Optimization

by Dale Erling | Mar 10, 2026 | Reduce Card Processing Costs, Small Business Payments & Operations

IntelliPay  |  Payment Strategy Series A pure ROI and strategy framework  |  Updated March 2026  | Time to read: 8-10 minutes |  intellipay.com Executive Summary Card processing fees have quietly gotten out of hand. Since 2019, U.S. merchants have seen those costs...
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