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What PCI PTS 6.x SRED: Means for Your Business

What PCI PTS 6.x SRED: Means for Your Business

by Dale Erling | Jun 12, 2025 | Security, Fraud & Compliance

Executive Summary What This Means for Your Business: PCI PTS 6.x SRED (Secure Reading and Exchange of Data ) is a security feature in modern payment terminals that automatically encrypts customer credit card information the moment it’s read. This encryption...
Understanding ACH Return Codes: Why R10 and R11 Matter for Your Business

Understanding ACH Return Codes: Why R10 and R11 Matter for Your Business

by Dale Erling | Jun 12, 2025 | Small Business Payments & Operations

Quick Answer: R10 vs R11 Return Codes The R10 return code indicates unauthorized ACH transactions, while the R11 code indicates authorized payments with processing errors. R10 returns can trigger NACHA penalties if they exceed 0.5% of transactions, while R11 returns...

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