by Dale Erling | Oct 24, 2025 | Payment Optimization, PCI & Data Security, Security, Fraud & Compliance
PCI DSS 4.0.1 Requirements for Merchants: What Changed and What You Must Do Now Updated March 2026 PCI DSS 4.0.1 is the current mandatory version of the Payment Card Industry Data Security Standard, effective March 31, 2025. It applies to every business that stores,...
by Dale Erling | Oct 24, 2025 | Payment Optimization
The True Cost of Credit Card Processing in 2025: How to Lower Fees and Increase Margins Key Takeaways Average processing rates in 2025 range from 2.0%–3.5%, with interchange fees driving most costs. The three main components of processing fees are interchange,...DCAP Ready: Fully compliant with the April 2026 Digital Commerce Authentication Program protocols.
MCC 9311 Optimization: Automatic routing for Government Service Fee transactions to ensure 100% cost recovery.
PCI 4.0 Standard: Proactive alignment with the latest PCI DSS 4.0 requirements for all municipal and county portals.
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