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Debit Still Most Commonly Used Form of Payment

Debit Still Most Commonly Used Form of Payment

by Dale Erling | Aug 31, 2023 | Credit Cards, Debit Cards, Debit Definition, Digital Transactions, Trends

According to a recent J.D. Power study, debit cards are the most commonly used form of payment, with credit cards a distant third. The survey found that 78% of consumers utilize debit cards for point-of-sale transactions, followed by cash at 74% and credit cards at...
Eight Ways Small Businesses Can Protect Their Business and Payment Card Data

Eight Ways Small Businesses Can Protect Their Business and Payment Card Data

by Dale Erling | Oct 15, 2020 | Digital Transactions, Online Payment processing, Payment Cybersecurity, PCI Compliance, Trends

The past seven months have brought big changes to how small merchants do business and accept payments.  Businesses who previously had no online ordering and only brick and mortar locations have or are moving to accept orders and payments over-the-phone and through...

2026 Compliance Alert

DCAP Ready: Fully compliant with the April 2026 Digital Commerce Authentication Program protocols.

MCC 9311 Optimization: Automatic routing for Government Service Fee transactions to ensure 100% cost recovery.

PCI 4.0 Standard: Proactive alignment with the latest PCI DSS 4.0 requirements for all municipal and county portals.

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