Glossary
Terms and definitions used by payment processors  and the payment processing industry.

The Real Cost of Card Payments
To accept cards, do merchants have to pay more than interchange fees to process payments.

The Only Guide to Surcharging You’ll Need
A business owner’s guide to surcharging. Every you want and need to know.

From Zero to Online Payments 
The small business guide to getting started with online credit and debit card payments.

Cleaning and Disinfecting Credit Card Terminals
Best method for cleaning a credit card terminal

Cyber Security and Online Bill Payments Protecting Yourself from Theft and Fraud 
How to protect your business from theft and fraud

SBA Economic Injury Disaster Loan Program
COVID-19 Disaster Loan for Small Businesses

When Was The Last Time You Paid By Check? 
echecks are perfect for reducing lines and speeding payments

Big Changes Coming to VISA’s Interchange Fees
VISA is making the biggest changes in Interchange fees in a decade.

We Answer Business Owners Questions About Surcharging
We answer your questions about getting started with Surcharging

Are You Really Getting a Good Deal from Your Processor?
A close-up look into what payment processors actually charge per transaction.

Merchant Accounts – What You Should Know in 2022
The essential guide to Merchants accounts for SMBs for 2022.

Chargebacks – What Your Government Agency Needs to Know
A guide to chargebacks and how to prevent them for government agencies.

Surcharging FAQs
All the most frequently asked questions about surcharging

CAPTCHA Accessibility
How CAPTCHAs safeguard online experiences

WooCommerce Plugin
Download the IntelliPay WooCommerce plugin

ACH Web Validation Explanation
How our Web ACH validation system works

ACH SEC Code Chart
Chart of SEC codes, definitions, and how they are used

ACH Reject-Return Codes
A merchant guide to ACH reject-return codes including descriptions, account types and in some cases suggestions on how to correct.

Why Are My Funds Being Held? 
In this article we review the top three reasons a merchant’s funds may be held and what a merchant can do to fix the issue.

Why Are My Funds Being Held?  Part 2 TIN Mismatch
A TIN mismatch can result in a merchants funds being withheld by the IRS.  In this guide, we explain TIN mismatch and how to avoid IRS withholding.

Why Are My Funds Being Held?  Part 3 Merchant Reserve Accounts
Merchant reserve accounts are another reason why a Merchant’s funds can be withheld.  We look at the reasons for merchant reserves, the types of reserve accounts and what you as a merchant can do to get that money released.

Why Your Books Need Some TLC.
Bank reconciliation may not be on your fun things-to-do list, but it is crucial. This guide explores why you must consistently reconcile your book against your payment processor statements.

Video – Send Pay Now Links by Text
Use OneLink to send secure pay now text links to customers to reduce late payments.

Podcast- CEO discusses Payment Trends
Our CEO talks about how he got started with IntelliPay and payment trends.