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Merchant Processing Optimization: How to Reduce Transaction Fees in 2026

Merchant Processing Optimization: How to Reduce Transaction Fees in 2026

by Dale Erling | Apr 23, 2026 | Card Network Rules & Interchange, Merchant Services

IntelliPay is a PCI DSS Level 1 payment processor that helps businesses and government agencies manage card acceptance, interchange-plus pricing, and enhanced transaction-data submission. This guide walks through where processing fees actually come from and what to do...
Visa Interchange Fee Changes: What Merchants Need to Know in 2026

Visa Interchange Fee Changes: What Merchants Need to Know in 2026

by Dale Erling | Apr 20, 2026 | Card Network Rules & Interchange

What Changed With Visa Interchange Fees in 2026? On January 24, 2026, Visa increased Level 2 interchange rates for small business credit cards by 75 basis points (0.75%), effectively eliminating the pricing incentive merchants historically received for submitting...
Surcharge & Interchange Fee Laws 2026: State-by-State Guide | IntelliPay

Surcharge & Interchange Fee Laws 2026: State-by-State Guide | IntelliPay

by Dale Erling | Apr 7, 2026 | Card Network Rules & Interchange

Updated October 2026 IntelliPay is a PCI DSS Level 1 certified payment processor working with businesses, utilities, schools, and government agencies nationwide. This guide covers where surcharging is banned or restricted, which interchange laws are actually in...
Visa CEDP & Product 3 Explained: The Complete Merchant Guide

Visa CEDP & Product 3 Explained: The Complete Merchant Guide

by IntelliPay Compliance | Dec 17, 2025 | Card Network Rules & Interchange, Small Business Payments & Operations

Visa CEDP & Product 3 Explained: The Complete Merchant Guide By Dale Erling | 15+ Year Payment Strategist | ~12 Minute Read Last Updated: April 2026  Correction Notice (April 2026): This article has been updated to reflect Visa’s January 24, 2026 rate...

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