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NACHA 2026: Moving Beyond Account Validation to Proactive Fraud Monitoring

NACHA 2026: Moving Beyond Account Validation to Proactive Fraud Monitoring

by Dale Erling | Jan 9, 2026 | Small Business Payments & Operations

NACHA 2026: Moving Beyond Account Validation to Proactive Fraud Monitoring By Dale Erling | 15+ Year Payments Strategist & Compliance Expert Fact-Checked & Reviewed By: Jess Hunt, AAP | Risk Manager, IntelliPay Last Updated: January 9, 2026 | 6 Minute Read...
The Anatomy of a Merchant Statement: Beyond Total Due

The Anatomy of a Merchant Statement: Beyond Total Due

by Dale Erling | Dec 24, 2025 | Small Business Payments & Operations

The Anatomy of a Merchant Statement: A Merchant’s Guide to Transparency By Dale Erling | 15+ Year Payments Strategist | Reviewed by Jess Hunt, Risk Manager Last Updated: January 9, 2026 | 5 Minute Read Quick Answer: How to Audit Your Statement in 60 Seconds To quickly...
Stop Overpaying for Payment Processing – Cut Costs by 20% or More

Stop Overpaying for Payment Processing – Cut Costs by 20% or More

by Dale Erling | Dec 23, 2025 | Small Business Payments & Operations

Last Updated: April 2026 — Updated to reflect 2026 merchant fee increases, current interchange-plus vs. flat-rate benchmarks, Visa’s CEDP Product 3 transition, and the latest Nilson Report and JD Power merchant satisfaction data. Quick Answer: Most U.S....
What Every Merchant Needs to Know About VAMP Before April 2026

What Every Merchant Needs to Know About VAMP Before April 2026

by IntelliPay Compliance | Dec 22, 2025 | Small Business Payments & Operations

Small Business Guide to Visa VAMP (2026 Update) Last Updated: April 2026 — This article has been updated to reflect Visa’s April 1, 2026, threshold change from 2.2% to 1.5% and current enforcement status Quick Answer:  Visa’s VAMP (Visa Acquirer Monitoring...
Is Your Payment System Ready for Visa’s New B2B Card Rules?

Is Your Payment System Ready for Visa’s New B2B Card Rules?

by IntelliPay Compliance | Dec 18, 2025 | Small Business Payments & Operations

Is Your Payment System Ready for Visa’s New B2B Card Rules? What Small Business Owners Actually Need to Do About CEDP   | Updated January 2026 By IntelliPay Compliance | 20+ Year Payment Compliance Experience | 4 Minute Read Executive Summary What: Visa’s Commercial...
Visa CEDP & Product 3 Explained: The Complete Merchant Guide

Visa CEDP & Product 3 Explained: The Complete Merchant Guide

by IntelliPay Compliance | Dec 17, 2025 | Card Network Rules & Interchange, Small Business Payments & Operations

Visa CEDP & Product 3 Explained: The Complete Merchant Guide By Dale Erling | 15+ Year Payment Strategist | ~12 Minute Read Last Updated: April 2026  Correction Notice (April 2026): This article has been updated to reflect Visa’s January 24, 2026 rate...
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