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Urgent Rate Alert: The January 24 “Small Business Card” Interchange Jump

Urgent Rate Alert: The January 24 “Small Business Card” Interchange Jump

by Dale Erling | Jan 23, 2026 | Small Business Payments & Operations

Urgent Rate Alert: The January 24 “Small Business Card” Interchange Jump—And What to Do About It By Dale Erling | 15+ Years in Payment Processing and Fintech | Last Updated January 26, 2026 Executive Summary Effective January 24, 2026, Visa implemented a...
Why Your Payment Processor Views You as a “Risk Score”

Why Your Payment Processor Views You as a “Risk Score”

by Dale Erling | Jan 9, 2026 | Small Business Payments & Operations

Why Your Payment Processor Views You as a “Risk Score” (And How to Change Their Mind) By Dale Erling | 15+ Year Payments Strategist & Compliance Expert Fact-Checked & Reviewed By: Jess Hunt | Risk Manager, IntelliPay Specializing in PCI DSS Level 1 security...
NACHA 2026: Moving Beyond Account Validation to Proactive Fraud Monitoring

NACHA 2026: Moving Beyond Account Validation to Proactive Fraud Monitoring

by Dale Erling | Jan 9, 2026 | Small Business Payments & Operations

NACHA 2026: Moving Beyond Account Validation to Proactive Fraud Monitoring By Dale Erling | 15+ Year Payments Strategist & Compliance Expert Fact-Checked & Reviewed By: Jess Hunt, AAP | Risk Manager, IntelliPay Last Updated: January 9, 2026 | 6 Minute Read...
The Invisible Tax: Why Your Business Is Paying for Debit Fraud

The Invisible Tax: Why Your Business Is Paying for Debit Fraud

by Dale Erling | Jan 8, 2026 | Small Business Payments & Operations

The Invisible Tax: Why Your Business Is Paying for Debit Fraud By Dale Erling | 15+ Year Payments Strategist | 4 Minute Read Last Reviewed January 2026 Quick Answer: Debit card fraud is no longer a “bank problem”—it is a merchant problem. In 2023, fraud...
Switch My Payment Processor Without Interrupting Sales

Switch My Payment Processor Without Interrupting Sales

by Dale Erling | Dec 29, 2025 | Small Business Payments & Operations

How Do I Switch My Payment Processor Without Interrupting Sales? By Dale Erling | 15+ Year Payments Strategist & Compliance Expert | 10 Minute Read Last updated December 2025 Switching payment processors without interrupting sales means keeping your current...
The Anatomy of a Merchant Statement: Beyond Total Due

The Anatomy of a Merchant Statement: Beyond Total Due

by Dale Erling | Dec 24, 2025 | Small Business Payments & Operations

The Anatomy of a Merchant Statement: A Merchant’s Guide to Transparency By Dale Erling | 15+ Year Payments Strategist | Reviewed by Jess Hunt, Risk Manager Last Updated: January 9, 2026 | 5 Minute Read Quick Answer: How to Audit Your Statement in 60 Seconds To quickly...
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