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EMV Tokenization in 2025:The Complete Guide

EMV Tokenization in 2025:The Complete Guide

by Dale Erling | May 12, 2025 | Security, Fraud & Compliance

EMV Tokenization in 2025: The Complete Guide What is EMV Technology? EMV (EuroPay, Visa, MasterCard) represents the global standard for secure credit and debit card transactions. Named after its original developers (Europay, Mastercard, and Visa), EMV technology...
EMV Chip Malfunction: Causes and Solutions

EMV Chip Malfunction: Causes and Solutions

by Dale Erling | May 9, 2025 | Security, Fraud & Compliance

EMV Chip Malfunction: Causes, Solutions, and Statistics In recent years, chip cards have become the standard for secure payment transactions, but what happens when these tiny chips malfunction? Despite their advanced technology, EMV chips are not immune to problems....
Actionable Steps to Prevent Payment Fraud

Actionable Steps to Prevent Payment Fraud

by Dale Erling | Apr 28, 2025 | Security, Fraud & Compliance

Actionable Steps to Prevent Payment Fraud Understanding the Threat Landscape Payment fraud remains a significant threat to businesses of all sizes. According to the 2025 AFP® Payments Fraud and Control Survey, of the 500 organizations surveyed, 79% of organizations...
Understanding iCVV’s Purpose in EMV Transactions

Understanding iCVV’s Purpose in EMV Transactions

by Dale Erling | Aug 22, 2024 | Security, Fraud & Compliance

Understanding iCVV’s Purpose in EMV Transactions Editor’s Note (November 2025): This article has been updated for technical accuracy regarding iCVV functionality. For the most comprehensive guide covering both iCVV and the latest Dynamic CVV (dCVV)...
What are the Types of EMV Chip Cards?

What are the Types of EMV Chip Cards?

by Dale Erling | Jun 5, 2024 | Security, Fraud & Compliance

What are the Types of EMV Chip Cards? Quick Answer: EMV stands for Europay, Mastercard, and Visa—the three companies that created the global standard for chip-based payment cards that generate unique codes for each transaction, significantly reducing fraud. EMV chip...
Why You Should Never Write Down Credit Card Information

Why You Should Never Write Down Credit Card Information

by Dale Erling | Nov 27, 2020 | Security, Fraud & Compliance

Why You Should Never Write Down Credit Card Information A Complete Guide for Private and Public Sector Business Owners and Managers | 14 Minute Read By Dale Erling | 15+ Year Payments Strategist & Compliance Expert | Updated January 2026 Executive Summary The...
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