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Visa’s New Dispute Tools: What Utility Billers Must Know

Visa’s New Dispute Tools: What Utility Billers Must Know

by Dale Erling | Apr 2, 2026 | Security, Fraud & Compliance

Visa’s New Dispute Tools: What MCC 4900 Utility Billers Must Know By Dale Erling | 15+ Years in Payment Processing and Fintech | Published: April 2, 2026 Visa just announced six new AI-powered dispute resolution tools — and if you run billing for an electric,...
Tougher Chargeback Rules Are Here: How Small Businesses Can Stay Paid and Stay Compliant

Tougher Chargeback Rules Are Here: How Small Businesses Can Stay Paid and Stay Compliant

by Dale Erling | Mar 24, 2026 | Fraud & Chargebacks, Security, Fraud & Compliance

Executive summary Card brands and regulators have tightened the rules for fraud, chargebacks, and recurring billing, and small businesses now have less time and more responsibility when disputes arise. Clear disclosures, simple cancellation, and better documentation...
Cyber Security and Online Bill Payments Protecting Yourself from Theft and Fraud

Cyber Security and Online Bill Payments Protecting Yourself from Theft and Fraud

by derling | Mar 16, 2026 | Security, Fraud & Compliance

A Practical Guide to Payment Security for Merchants in 2026 By Dale Erling | 15+ Years Payment & Fintech Experience | Last Updated March 2026 | 5 Minute Read Executive Summary Payment data security is no longer optional — it is a business survival requirement....
You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined

You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined

by Dale Erling | Mar 10, 2026 | Card Network Rules & Interchange, Security, Fraud & Compliance

```html Compliance & Risk Guide: You Decided to Surcharge. Here Are the 6 Mistakes That Still Get Merchants Fined. A compliance guide for merchants before — and after — launch Updated March 2026 · Last verified: March 11, 2026 · intellipay.com Published by...
2026 Debit Card Fraud Trends: A Small Business Survival Guide

2026 Debit Card Fraud Trends: A Small Business Survival Guide

by Dale Erling | Feb 26, 2026 | Security, Fraud & Compliance

By Dale Erling 15+ Years payments & fintech Expereince | Last updated February 2026 | 4 minute read Executive Summary The Bottom Line for Merchants: A February 2026 report from the Kansas City Federal Reserve highlights a steady rise in debit card fraud,...
The Evolution of EMV Card Security 2025 Update

The Evolution of EMV Card Security 2025 Update

by Dale Erling | Nov 24, 2025 | Security, Fraud & Compliance

The Evolution of EMV Card Security: Understanding iCVV and Dynamic CVV Technology (2025 Complete Guide) Published: November 2025 | Reading Time: 10 minutes Executive Summary Payment card security stands at a critical inflection point. While EMV chip technology...
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  • Tougher Chargeback Rules Are Here: How Small Businesses Can Stay Paid and Stay Compliant

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