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Passing Credit Card Fees to Customers – 2025

Passing Credit Card Fees to Customers – 2025

by Dale Erling | Oct 28, 2025 | Payment Optimization

Passing Credit Card Fees to Customers: Dual Pricing, Cash Discounts, and Surcharging Explained Key Takeaways Most states now allow credit card surcharging or dual pricing, but local rules vary. A few—California, Connecticut, Maine, and Massachusetts—still prohibit or...
IntelliPay Merchant Guide: PCI DSS 4.0.1 Made Simple

IntelliPay Merchant Guide: PCI DSS 4.0.1 Made Simple

by Dale Erling | Oct 24, 2025 | Payment Optimization

PCI DSS 4.0.1: What IntelliPay Merchants Must Do Before 2026 Updated October 2025 Key Takeaways PCI DSS 4.0.1 compliance is mandatory—new controls become required after April 2025 IntelliPay handles most technical compliance requirements as your Level 1 PCI DSS...
How to Lower Credit Card Processing Fees and Increase Margins – 2025

How to Lower Credit Card Processing Fees and Increase Margins – 2025

by Dale Erling | Oct 24, 2025 | Payment Optimization

The True Cost of Credit Card Processing in 2025: How to Lower Fees and Increase Margins Key Takeaways Average processing rates in 2025 range from 2.0%–3.5%, with interchange fees driving most costs. The three main components of processing fees are interchange,...

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