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White-Label Payment Solutions for Banks: Secure Revenue Without PCI Risk

White-Label Payment Solutions for Banks: Secure Revenue Without PCI Risk

by Dale Erling | Mar 2, 2026 | Digital Transactions

Executive Summary: IntelliPay’s white-label program enables community banks and regional financial institutions to recapture merchant processing revenue under their own trusted brand. By utilizing IntelliPay’s PCI DSS 4.0 Level 1–certified infrastructure, banks can...
Debit Still Most Commonly Used Form of Payment

Debit Still Most Commonly Used Form of Payment

by Dale Erling | Aug 31, 2023 | Credit Cards, Debit Cards, Debit Definition, Digital Transactions, Trends

According to a recent J.D. Power study, debit cards are the most commonly used form of payment, with credit cards a distant third. The survey found that 78% of consumers utilize debit cards for point-of-sale transactions, followed by cash at 74% and credit cards at...
What Is Text-to-Pay and How Can It Benefit Your Business?

What Is Text-to-Pay and How Can It Benefit Your Business?

by Dale Erling | Jun 25, 2021 | Digital Transactions

A Complete Guide to SMS Payment Processing for Merchants and Business Owners By Dale Erling | 15+ Years Payment & Fintech Experience | Last Updated March 2026 | 4 Minute Read Contactless payments continue to grow in popularity and are essential for any...
Eight Ways Small Businesses Can Protect Their Business and Payment Card Data

Eight Ways Small Businesses Can Protect Their Business and Payment Card Data

by Dale Erling | Oct 15, 2020 | Digital Transactions, Online Payment processing, Payment Cybersecurity, PCI Compliance, Trends

The past seven months have brought big changes to how small merchants do business and accept payments.  Businesses who previously had no online ordering and only brick and mortar locations have or are moving to accept orders and payments over-the-phone and through...

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