Category: What are Debit Cards?

Debit Still Most Commonly Used Form of Payment

by Dale Erling | Aug 31, 2023 | Credit Cards, Debit Cards, Debit Definition, Digital Transactions, Trends

According to a recent J.D. Power study, debit cards are the most commonly used form of payment, with credit cards a distant third. The survey found that 78% of consumers utilize debit cards for point-of-sale transactions, followed by cash at 74% and credit cards at...

Are Payment Processing Fees Eating Into Your Bottom Line?

by Dale Erling | May 1, 2023 | Convenience Fee, Credit Cards, Debit Cards, Interchange Fees, Payment Processing, Surcharge

If you currently accept credit cards for payment, and who isn’t, payment processing fees are eating into your bottom line! How big of a bite? For many businesses, payment processing is typically one of the five largest expense items on a P&L. And costs keep...

No-Cost Solutions That Are Perfect for Your Business

by Dale Erling | May 19, 2022 | Card Payments, Debit Cards, Digital Transactions, Payment Processing, Uncategorized

Having a business of your own can be stressful as you’re managing a variety of tasks day to day. The last thing you need to worry about is limited and costly payment options that inhibit your business’s growth. At IntelliPay, we provide you with no-cost...

Why your government agency should NEVER worry about interchange rate increases

by Dale Erling | Mar 31, 2022 | Convenience Fee, Debit Cards, EMV, Government Payment Processing, Interchange Fees, Service Fee Government

If you missed the announcement – Visa and Mastercard will increase most of their credit card fees in April 2022. For years, Visa, Mastercard, Discover, and American Express (card brands) have reserved the right to review their Interchange fees every April and...