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The Complete Guide to Dual Pricing: How Smart Businesses Save on Credit Card Fees While Giving Customers Choices

The Complete Guide to Dual Pricing: How Smart Businesses Save on Credit Card Fees While Giving Customers Choices

by Dale Erling | Jun 18, 2025 | Fee-Based Models

What is Dual Pricing? Dual pricing is a payment strategy where businesses display two prices: a higher advertised price that includes credit card processing fees, and a lower cash price that excludes these fees. This approach helps businesses reduce their...
What PCI PTS 6.x SRED: Means for Your Business

What PCI PTS 6.x SRED: Means for Your Business

by Dale Erling | Jun 12, 2025 | Security & Fraud Prevention

Executive Summary What This Means for Your Business: PCI PTS 6.x SRED (Secure Reading and Exchange of Data ) is a security feature in modern payment terminals that automatically encrypts customer credit card information the moment it’s read. This encryption...
Understanding ACH Return Codes: Why R10 and R11 Matter for Your Business

Understanding ACH Return Codes: Why R10 and R11 Matter for Your Business

by Dale Erling | Jun 12, 2025 | Small Business

Quick Answer: R10 vs R11 Return Codes The R10 return code indicates unauthorized ACH transactions, while the R11 code indicates authorized payments with processing errors. R10 returns can trigger NACHA penalties if they exceed 0.5% of transactions, while R11 returns...

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