Executive Summary

IntelliPay positions its gateway and payment suite as “fastest” by combining real-time processing, high-volume capacity, and integrations that push payment data directly into existing systems. This reduces settlement delays, cuts reconciliation time by up to about half, and supports omnichannel acceptance (online, in‑person, mobile, IVR) under one platform.​

Key business outcomes include quicker access to funds, fewer manual steps, and lower overall payment costs through transparent interchange‑plus pricing and options that shift or share card fees with payers. IntelliPay also emphasizes PCI DSS Level 1 security and hosted pages that keep sensitive data off the merchant’s environment, reducing compliance burden while still delivering customizable payment experiences

IntelliPay provides one of the fastest custom payment processing environments by combining a cloud-native gateway, real-time integrations, and configurable payment flows that reduce checkout friction and reconciliation time for small and growing businesses.

Key Takeaways

• A single, cloud-hosted payment suite supports online, mobile, in‑person terminals, IVR, and pay‑by‑link experiences with centralized, real-time reporting.​

• Real-time gateway processing plus integrations (APIs, QuickBooks, portals) accelerates cash flow and simplifies back-office work and reconciliations.​

• Transparent interchange‑plus pricing and fee-based models (service fees, surcharges, dual pricing) can significantly reduce or eliminate processing costs for many merchants.

What “fastest custom payment processing” means

Speed is more than just how quickly a card is approved; it is how quickly customers can pay, how fast funds move, and how little manual work your team has to do to post and reconcile those payments. IntelliPay’s cloud-based suite is built to accept payments online, in person, by text, over the phone, and through hosted pages, then push those transactions into your existing systems in real time so staff are not rekeying data.​

For a small business, that translates into shorter “time to cash” and fewer bottlenecks. Hosted payment pages, OneLink “pay now” links, virtual terminals, IVR, and mobile options can be combined to match how your customers prefer to pay—while still running through a single, centralized platform and reporting layer.​

Infrastructure and tools that make it fast

IntelliPay’s platform is delivered as a SaaS-based, PCI DSS Level 1–compliant, cloud solution designed to scale with transaction volume and business growth. By eliminating multiple gateways and vendor platforms, it streamlines payment acceptance and management into one environment, which cuts reconciliation time and reduces the risk of delays caused by system handoffs.​

Custom payment flows are supported through APIs, hosted forms, lightbox modals, QuickBooks Online and WooCommerce integrations, and master–sub account hierarchies that support multiple locations or departments under a single umbrella. This flexibility lets small businesses create fast, branded customer journeys—online and in person—without sacrificing centralized control, reporting, or security.​

Designed to keep cash and operations moving

Because IntelliPay connects directly with your existing systems, it delivers real-time data that can cut reconciliation time by up to half while giving you a single view of card, ACH, check, cash, and eCash payments. Features like recurring billing, custom payment plans, and eCheck/ACH options help move money faster and at lower cost, especially for invoice-heavy or subscription-style businesses.​

For owners, the net effect is a payment environment that feels fast across the board: customers pay quickly using their preferred channel, staff spend less time chasing and posting payments, and funds move into the business with fewer delays and surprises.

FAQs

​Q. How does this reduce back-office work?
Because payments flow automatically into reporting and accounting views, staff spend less time on manual entry, matching, and multi-system reconciliation.​

Q. Can it support high-volume or multi-location environments?
Yes, the platform is built for high transaction volumes and offers centralized, role-based reporting across many locations or departments.​

Q. How are processing costs controlled?
Merchants can use transparent interchange‑plus pricing along with service-fee, convenience-fee, or dual pricing options that shift some or all card costs to payers where compliant.​

Q. What about security and compliance?
The solution is PCI DSS Level 1 with hosted pages and tokenization that keep card data off merchant systems, reducing audit scope and risk.

About IntelliPay

We help merchants optimize their payment processing through transparent interchange plus pricing, no junk fees, expert guidance, and reliable technology solutions. Our team combines deep industry knowledge with personalized service to ensure every client gets the best possible payment processing solution for their business.

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