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Is it Legal to Pass on Credit Card Fees to Customers?

Is it Legal to Pass on Credit Card Fees to Customers?

by Dale Erling | Oct 22, 2025 | Fee Based Models

Is it Legal to Pass on Credit Card Fees to Customers? Updated October 2025 Yes. In most of the U.S., businesses and utilities can legally pass on some or all credit card processing costs to customers, as long as they follow card‑brand rules and state laws. The four...
FTC’s Rule on Unfair and Deceptive Fees – What Does it Mean for You?

FTC’s Rule on Unfair and Deceptive Fees – What Does it Mean for You?

by Dale Erling | Aug 25, 2025 | Fee Based Models

FTC’s Rule on Unfair and Deceptive Fees -What Does it Mean for You?   Quick Answer: The FTC’s Rule on Unfair and Deceptive Fees (“Junk Fee Rule”), effective May 12, 2025, requires live-event ticketing and short-term lodging businesses to include all mandatory...
Why Your Business Needs Multiple Payment Options in 2025

Why Your Business Needs Multiple Payment Options in 2025

by Dale Erling | Aug 17, 2025 | Fee Based Models

Why Your Business Needs Multiple Payment Options in 2025   The Hidden Cost of Limited Payment Options (And How It’s Killing Your Sales) Picture this scenario: A customer finds the perfect product on your website, adds it to their cart, proceeds to...
U.S. Merchants Pay Highest Acceptance Costs in 2025

U.S. Merchants Pay Highest Acceptance Costs in 2025

by Dale Erling | Jul 10, 2025 | Fee Based Models

U.S. Merchants Pay Highest Acceptance Costs in 2025 Bottom Line In 2024, U.S. credit card companies earned a record $148.5 billion from processing fees charged to merchants, with total payment acceptance costs expected to rise further in 2025. U.S. merchants pay...
Credit Card Surcharging vs. Convenience Fees: A Complete Guide for Businesses (2025 Update)

Credit Card Surcharging vs. Convenience Fees: A Complete Guide for Businesses (2025 Update)

by Dale Erling | May 8, 2025 | Fee Based Models

Credit Card Surcharging vs. Convenience Fees: A Complete Guide for Businesses Updated October 2025 As a business owner in 2025, managing payment processing costs has become more critical than ever, with credit card interchange fees continuing to rise. Merchants now...
Surcharging Vs Dual Pricing- What Business Owners Need to Know (2025)

Surcharging Vs Dual Pricing- What Business Owners Need to Know (2025)

by Dale Erling | Dec 2, 2024 | Fee Based Models

Updated December 2025 With processing costs rising, many businesses are considering surcharging and dual pricing to offset credit card fees to protect shrinking margins. The challenge is doing it in a way that complies with card‑brand rules, evolving state laws, and...
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