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How to Open a Merchant Account: Guide for Small Business Owners

How to Open a Merchant Account: Guide for Small Business Owners

by Dale Erling | Oct 21, 2025 | Small Business Payments & Operations

Executive Summary Opening a merchant account is a crucial step for any small business ready to accept card payments and grow online or in-store. This guide covers the basics, common fees, essential documents, and tips for choosing a payment processor—especially for...
How Will Executive Order 14247 Affect Local Government Payments?

How Will Executive Order 14247 Affect Local Government Payments?

by Dale Erling | Oct 7, 2025 | Government & Private Sector

The Executive Challenge: Beyond Patchwork Systems Executive Summary Federal Executive Order 14247 requires a transition to 100% electronic payments by September 30, 2025. This guide outlines how local Treasurers and Finance Directors can modernize their...
What PCI PTS 6.x SRED: Means for Your Business

What PCI PTS 6.x SRED: Means for Your Business

by Dale Erling | Jun 12, 2025 | Security, Fraud & Compliance

Executive Summary What This Means for Your Business: PCI PTS 6.x SRED (Secure Reading and Exchange of Data ) is a security feature in modern payment terminals that automatically encrypts customer credit card information the moment it’s read. This encryption...
Payment Processing Questions: Complete Answers for Merchants in 2026

Payment Processing Questions: Complete Answers for Merchants in 2026

by Dale Erling | May 27, 2025 | Small Business Payments & Operations

Payment Processing Questions: Complete Answers for Merchants in 2026 Last updated: March 2026 | 12-minute read Quick Answer Payment processing is the system that moves money from your customer’s bank account to yours whenever a card or digital payment is made....
What are the Types of EMV Chip Cards?

What are the Types of EMV Chip Cards?

by Dale Erling | Jun 5, 2024 | Security, Fraud & Compliance

What are the Types of EMV Chip Cards? Quick Answer: EMV stands for Europay, Mastercard, and Visa—the three companies that created the global standard for chip-based payment cards that generate unique codes for each transaction, significantly reducing fraud. EMV chip...
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