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Payment Processing Questions: Complete Answers for Merchants in 2026

Payment Processing Questions: Complete Answers for Merchants in 2026

by Dale Erling | May 27, 2025 | Small Business Payments & Operations

Payment Processing Questions: Complete Answers for Merchants in 2026 Last updated: March 2026 | 12-minute read Quick Answer Payment processing is the system that moves money from your customer’s bank account to yours whenever a card or digital payment is made....
What are the Types of EMV Chip Cards?

What are the Types of EMV Chip Cards?

by Dale Erling | Jun 5, 2024 | Security, Fraud & Compliance

What are the Types of EMV Chip Cards? Quick Answer: EMV stands for Europay, Mastercard, and Visa—the three companies that created the global standard for chip-based payment cards that generate unique codes for each transaction, significantly reducing fraud. EMV chip...
Cyber Security is Everyone’s Business

Cyber Security is Everyone’s Business

by allan | Nov 12, 2023 | Payment Cybersecurity, PCI Compliance

Cyber Security is Everyone’s Business. Cyber-attacks are not only against giant targets like the State Department, T-Mobile, and TopGolf, but hackers are also targeting smaller businesses. Accenture’s 2023 Cybercrime Study found that almost forty-three percent (43%...
Why You Should Never Write Down Credit Card Information

Why You Should Never Write Down Credit Card Information

by Dale Erling | Nov 27, 2020 | Security, Fraud & Compliance

Why You Should Never Write Down Credit Card Information A Complete Guide for Private and Public Sector Business Owners and Managers | 14 Minute Read By Dale Erling | 15+ Year Payments Strategist & Compliance Expert | Updated January 2026 Executive Summary The...
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2026 Compliance Alert

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MCC 9311 Optimization: Automatic routing for Government Service Fee transactions to ensure 100% cost recovery.

PCI 4.0 Standard: Proactive alignment with the latest PCI DSS 4.0 requirements for all municipal and county portals.

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