Hero image for IntelliPays article on agentic commerce and AI payments in 2026 The robotic hand and digital shopping cart illustrate the central concept of the article AI agents completing purchases on behalf of human consumers without a traditional checkout experience Visa Mastercard and Google are all building live payment infrastructure to support agent initiated transactions with McKinsey projecting $3 to $5 trillion in global consumer commerce flowing through agentic channels by 2030 Part of the IntelliPay Payment Intelligence Series by Dale Erling