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First-Party Fraud Surges- Leading Threat 2025

First-Party Fraud Surges- Leading Threat 2025

by Dale Erling | May 14, 2025 | Security, Fraud & Compliance

Key Insights from the Latest LexisNexis® Risk Solutions Cybercrime Report May 14, 2025 The cybersecurity landscape is undergoing a significant transformation in 2025, with first-party fraud now representing the dominant threat to businesses globally. According to the...
What Smart Business Owners Know About Debit Cards

What Smart Business Owners Know About Debit Cards

by Dale Erling | May 14, 2025 | Digital Payment Trends

Key Takeaways Choice: Debit cards remain the preferred choice for consumers, particularly for digital transactions with digital wallets Market Expansion: The debit card market is experiencing increased competition, particularly from fintechs offering attractive...
Government Payment Processing in 2026

Government Payment Processing in 2026

by Dale Erling | May 13, 2025 | Government & Private Sector

The Current State of Government Payment Processing in 2026: Key Trends  Last Updated: April 2026 — Updated to reflect President Trump’s March 2025 Executive Order on modernizing federal payments, the 2026 NACHA ACH rule changes effective March and June 2026, and...
EMV Tokenization in 2026:The Complete Guide

EMV Tokenization in 2026:The Complete Guide

by Dale Erling | May 12, 2025 | Security, Fraud & Compliance

EMV Tokenization in 2025: The Complete Guide EMV tokenization replaces a cardholder’s Primary Account Number (PAN) with a non-sensitive token that is worthless if intercepted. While EMV chip cards prevent card-present fraud by generating a unique cryptogram per...
EMV Chip Malfunction: Causes and Solutions

EMV Chip Malfunction: Causes and Solutions

by Dale Erling | May 9, 2025 | Security, Fraud & Compliance

EMV Chip Malfunction: Causes, Solutions, and Statistics In recent years, chip cards have become the standard for secure payment transactions, but what happens when these tiny chips malfunction? Despite their advanced technology, EMV chips are not immune to problems....
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