IntelliPay™, Inc. recognizes
the importance of protecting the privacy of individuals, both
our customers and site visitors. We have created this privacy
statement to demonstrate our commitment to privacy and to inform
you of our policies regarding information we acquire during the
course of conducting our business.
Who These Policies Apply To
These policies apply to our merchant customers, visitors to our
web site, those visitors using various systems and links on the
web site, and our merchant's customers whose transactions may
pass through IntelliPay™ systems.
We do not sell or otherwise distribute your specific personal
information to anyone unless compelled to do so by order of a
duly-empowered governmental authority, or if we have your express
permission, or it is necessary to process transactions and/or
provide our services using our various products.
We may occasionally provide to others
or publish aggregated information without reference to specific
individuals or client companies.
Information Gathered from Our
IntelliPay™.Com Web Site
Routine Site Traffic Monitoring:
In general, information gathered from routine visitors to our
IntelliPay™.com web site is used for site monitoring and
improvement purposes only. Such data may include browser types,
internet addresses, domain names, or other information. We do
not, and will not, sell or otherwise distribute any personally
identifiable data to any other parties.
Forms and E-mail Links:
There are various forms and mail links on our web site. This
data is gathered only with your knowledge and actions by completing
online forms, sending e-mails or otherwise contacting us. Data
gathered from tech support, sales request e-mails and other
forms are used by IntelliPay™ for their obvious uses.
The data is kept in IntelliPay™ off-line databases for
our continuing use. Such data is never disclosed to third parties
unless it's necessary to fulfill the request (e.g., you're inquiring
about a product or service from one of our partners or other
Our online account application forms are served securely so
the data is transmitted to us encrypted, providing you security
and further privacy. The data contained in such applications
may contain financial or other information needed to process
your request. In some cases, this data will be shared with third
parties only when necessary. For example, if you need or are
requesting a bank merchant account so you can accept credit
card payments at your business, we will likely share your application
data with merchant account providing banks or their representatives.
In almost all cases, we will be
in contact with you when this happens and at those times you
will have knowledge of what's happening with such data. This
is the only time at which we might share your data with a third
party. In most cases, we will introduce you to such parties
directly, and you'll deal with them directly, giving you total
control over your data and disclosures.
Personally indentifiable data gathered
about our merchant clients are never sold or distributed to
others for marketing purposes without your express consent.
Occasionally, IntelliPay™ may contact you directly via
phone, mail or email regarding offers of products or services
they we think may interest you.
Information Gathered During the
Use of Our Technology, Products or Services
and products are used by our business clients and we will make
reasonable efforts to assure that they use our technologies
and services consistent with this Privacy Statement.
However, Consumers are advised
that IntelliPay™ merchant customers may, or may not, be
collecting information about them. IntelliPay™ in no way
controls or is responsible for the Privacy Policies of any merchant
using our system, technologies, products or services. Any issues
relating to such matters must be addressed to the business web
site of the merchant the consumer is concerned with.
IntelliPay™ does not share
any more consumer information with our clients than is necessary
to conduct their, or our, business. Consumers are advised to
view the Privacy Statements of any online site they are considering
doing business with, and query such businesses with any questions
The types of information acquired
during the use of our technologies might include credit card
or other account numbers, names, addresses, purchase amounts
and other similar data. We pass this data on to banks, bank
networks, credit card systems and/or other appropriate systems
to complete the transactions. The amount and nature of the data
varies depending on how our business client is using our technologies
or services and what data is required by the "back end" system
we are accessing for each transaction.
Information Collection by IntelliPay™
Suppliers and/or Partners
In some circumstances, IntelliPay™
passes transactional data to third party providers of related
products or services. These may include products or services
that IntelliPay™ does not provide directly, but has negotiated
a relationship with such partners to provide value added products
or services to IntelliPay™ merchants and their customers.
These partners may or may not also be collecting the data for
their own uses.
IntelliPay™ only passes the
minimally required data to complete the transactional needs
of that vendor.
IntelliPay™ makes reasonable
efforts to assure that such partners are behaving consistently
with our privacy policies. It is important to us that these
companies respect your privacy and are acting in a reasonable
manner with your data.
We will not partner with an outside
company if we are not comfortable with their privacy behaviors.
If we later find such partners out of line with our policies,
we may discontinue the relationship.
Correcting or Updating Personal
Our business clients are required
to keep their information updated and correct with IntelliPay™.
This is so our technology and business practices work correctly.
IntelliPay™ merchant customers may contact IntelliPay™
Support to make these changes.
We keep no correctable consumer
data in our systems. Therefore there is no data for consumers
to correct with us. Should a customer of one of our merchants
want to change any information they must contact the merchant
directly, or their credit card issuing bank, as the need dictates.
Security of Data and Employee
Access to Data
Only IntelliPay™ employees
with appropriate job needs are allowed access to certain information
we collect. We also train our employees about the importance
of privacy issues.
Only a few employees have physical
access to data storage machines. Transactional data is kept
in separate machines from our business operations and those
machines are housed in a secure data center facility behind
several layers of physical security. Additionally, various other
security measures are used including 24 hour managed firewalls,
video surveillance and other measures.
For online data being transmitted
to IntelliPay™ from our web site forms or in transactional
pages IntelliPay™ is providing directly, we use SSL encryption
to protect such information. While on a secure page, such as
our Payment Page, the lock icon on the bottom of Web browsers
such as Netscape Navigator or Microsoft Internet Explorer becomes
locked, as opposed to unlocked, or open, when you are viewing
non-secure pages on regular web sites. To learn more about industry
standard SSL security, click here, or here.
Links to Other Sites from IntelliPay™.Com
Various links to non-IntelliPay™
sites may exist on our web site. Generally, these are links
to our various business partners, alliances, or other entities.
IntelliPay™ is not responsible for the privacy practices,
business practices, technological compatibility, or the content
of such referenced sites.
Changes to This Privacy Statement
If we decide to change this Privacy Statement, we will post a
notice of the changes on our Homepage so our users can always
be aware of what information we collect, how we collect it and
how we use it.