Glossary

Terms and definitions used by payment processors and the payment processing industry.

The Real Cost of Card Payments

To accept cards, do merchants have to pay more, a lot more, than interchange fees to process payments.

From Zero to Online Payments

The small business guide to getting started with online credit and debit card payments.

Cyber Security and Online Bill Payments Protecting Yourself from Theft and Fraud

How to protect your business from theft and fraud

Small Business Owners Surcharging FAQ’s

We answer business owners questions about surcharging.
Learn what it take sand how to get started with surcharging.

Are You Really Getting a Good Deal from Your Processor?

A close-up look into what payment processors actually charge per transaction.

Chargebacks – What Your Government Agency Needs to Know

A guide to chargebacks and how to prevent them for government agencies.

A Small Business Owner’s Guide to Surcharging – 2025

A small business owner’s guide to surcharging

Surcharging requirements by state-updated October 2025

Surcharging FAQs

All the most frequently asked questions about surcharging.

CAPTCHA Accessibility

How CAPTCHAs safeguard online experiences.

WooCommerce Plugin

Download the IntelliPay WooCommerce plugin

ACH Web Validation Explanation

How our Web ACH validation system works

ACH SEC Code Chart

Chart of SEC codes, definitions, and how they are used

ACH Reject-Return Codes

A merchant guide to ACH reject-return codes including descriptions, account types and in some cases suggestions on how to correct.d

Why Are My Funds Being Held?

In this article we review the top three reasons a merchant’s funds may be held and what a merchant can do to fix the issue.

Why Are My Funds Being Held? Part 2 TIN Mismatch

A TIN mismatch can result in a merchants funds being withheld by the IRS.  In this guide, we explain TIN mismatch and how to avoid IRS withholding.

Why Are My Funds Being Held? Part 3 Merchant Reserve Accounts

Merchant reserve accounts are another reason why a Merchant’s funds can be withheld. We look at the reasons for merchant reserves, the types of reserve accounts and what you as a merchant can do to get that money released..

Getting Started with Cybersecurity

The NIST Cybersecurity Framework can help an organization begin or improve their cybersecurity program. Built off of practices that are known to be effective, it can help organizations improve their cybersecurity posture.

Guide to Safe Payments

A PCI guide for merchants on protecting your business with PCI’s recommended security basics.

Video – Send Pay Now Links by Text

Use OneLink to send secure pay now text links to customers to reduce late payments.

Podcast- CEO discusses Payment Trends

Our CEO talks about how he got started with IntelliPay and payment trends.