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Cards on File and Recurring Billing: Complete Compliance Guide (2026)

Cards on File and Recurring Billing: Complete Compliance Guide (2026)

by Dale Erling | Jun 4, 2026 | Small Business Payments & Operations

Cards on File & Recurring Billing: Compliance Guide (2026) | IntelliPay ⚡ Quick Answer A card on file is a stored payment credential a cardholder authorizes for future charges. Using it correctly requires clear documented consent, proper CIT/MIT transaction...
Surcharging vs. Convenience Fees vs. Dual Pricing 2026

Surcharging vs. Convenience Fees vs. Dual Pricing 2026

by Dale Erling | Jun 1, 2026 | Small Business Payments & Operations

Updated October 2026 IntelliPay is a PCI DSS Level 1 certified payment processor working with businesses, utilities, schools, and government agencies nationwide. This guide compares the four ways to pass card costs to customers and helps you pick the one that fits...
Interchange Fees Explained: What They Are, Who Sets Them, and How Merchants Lower Cost

Interchange Fees Explained: What They Are, Who Sets Them, and How Merchants Lower Cost

by Dale Erling | May 21, 2026 | Payment Methods & Technologies

Interchange Fees Explained: What They Are, Who Sets Them, and How to Pay Less | IntelliPay Payment Intelligence Series  •  IntelliPay Interchange Fees Explained: What They Are, Who Sets Them, and How to Pay Less Interchange is not something your...
Agentic Commerce and AI Payments: What Every Merchant Needs to Know in 2026

Agentic Commerce and AI Payments: What Every Merchant Needs to Know in 2026

by Dale Erling | May 19, 2026 | Ecommerce & Digital Payments

IntelliPay is a PCI DSS Level 1 payment processor serving government agencies, healthcare providers, and businesses across the United States. This article looks at where agentic commerce stands in 2026 and what merchants should actually do to prepare. Learn more about...
CCCA Has Failed Again.

CCCA Has Failed Again.

by Dale Erling | May 19, 2026 | Small Business Payments & Operations, Uncategorized

Here Is Why Merchants Should Stop Waiting for Congress and Start Saving Money Now | IntelliPay Payment Intelligence Series  |  IntelliPay The CCCA Has Failed Again. Here Is Why Merchants Should Stop Waiting for Congress and Start Saving Money Now By Dale...
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