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Convenience Fees vs Dual Pricing: What’s Right for Your Business?

Convenience Fees vs Dual Pricing: What’s Right for Your Business?

by Dale Erling | Nov 10, 2025 | Small Business Payments & Operations

Convenience Fees vs Dual Pricing: Which Payment Model is Right for Your Business? If you’re looking to reduce or eliminate credit card processing costs, you’ve probably heard about convenience fees and dual pricing. Both can help offset processing...
Reduce Cart Abandonment, Boost Conversions

Reduce Cart Abandonment, Boost Conversions

by Dale Erling | Oct 27, 2025 | Small Business Payments & Operations

Improving Online Payment Experiences: Reduce Cart Abandonment, Boost Conversions Executive Summary Online payment experience is a core driver of e-commerce success in 2025. Businesses that prioritize frictionless checkouts, clear pricing, and trust-building signals...
American Credit Card Habits Undergo Major Shift as Economic Pressures Mount

American Credit Card Habits Undergo Major Shift as Economic Pressures Mount

by Dale Erling | Aug 20, 2025 | Digital Payment Trends

Last updated April 2026 | 16-minute read Quick Answer American credit card habits are shifting significantly as economic pressures mount. For the first time in nearly four years, debit card spending growth (6.57%) outpaced credit card growth (5.65%) in the first half...
Is Surcharging Right for Used Car Sales?

Is Surcharging Right for Used Car Sales?

by Dale Erling | Aug 10, 2025 | Payment Processing

Introduction In the world of used car sales, card transaction fees can be a constant concern for dealership management. Major card networks (Visa, Mastercard, etc.) charge non-negotiable processing fees for every card transaction. Did you know that your margins are...
The Complete Guide to Dual Pricing: How Smart Businesses Save on Credit Card Fees While Giving Customers Choices

The Complete Guide to Dual Pricing: How Smart Businesses Save on Credit Card Fees While Giving Customers Choices

by Dale Erling | Jun 18, 2025 | Fee-Based Models

What is Dual Pricing? Dual pricing is a payment strategy where businesses display two prices: a higher advertised price that includes credit card processing fees, and a lower cash price that excludes these fees. This approach helps businesses reduce their...
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