Tag: Cash Discounting

Is it Legal to Pass on Credit Card Fees to Customers?

by Dale Erling | Oct 22, 2025 | Fee Based Models

Is it Legal to Pass on Credit Card Fees to Customers? Updated October 2025 Yes. In most of the U.S., businesses and utilities can legally pass on some or all credit card processing costs to customers, as long as they follow card‑brand rules and state laws. The four...

Is Surcharging Right for Used Car Sales?

by Dale Erling | Aug 10, 2025 | Payment Processing

Introduction In the world of used car sales, card transaction fees can be a constant concern for dealership management. Major card networks (Visa, Mastercard, etc.) charge non-negotiable processing fees for every card transaction. Did you know that your margins are...

The Complete Guide to Dual Pricing: How Smart Businesses Save on Credit Card Fees While Giving Customers Choices

by Dale Erling | Jun 18, 2025 | Fee-Based Models

What is Dual Pricing? Dual pricing is a payment strategy where businesses display two prices: a higher advertised price that includes credit card processing fees, and a lower cash price that excludes these fees. This approach helps businesses reduce their...

Surcharging Vs Dual Pricing- What Business Owners Need to Know (2025)

by Dale Erling | Dec 2, 2024 | Fee Based Models

Updated December 2025 With processing costs rising, many businesses are considering surcharging and dual pricing to offset credit card fees to protect shrinking margins. The challenge is doing it in a way that complies with card‑brand rules, evolving state laws, and...