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Debit Cards & Small Business Cost-Saving Strategies 2026

Debit Cards & Small Business Cost-Saving Strategies 2026

by Dale Erling | Nov 11, 2025 | Small Business Payments & Operations

The 2026 Debit Strategy: Your Secret Weapon Against Rising Credit Costs Author: Dale Erling, 15+ years payment and fintech experience | Read Time:  4 minutes | Last Updated January 2026 Nearly Every Small Business Accepts Debit—But Most Overpay If you’re a small...
Reduce Cart Abandonment, Boost Conversions

Reduce Cart Abandonment, Boost Conversions

by Dale Erling | Oct 27, 2025 | Small Business Payments & Operations

IntelliPay is a PCI DSS Level 1 payment processor that helps merchants build checkout experiences that convert. This guide looks at why shoppers abandon carts and what actually moves the needle at checkout. Learn more about IntelliPay's payment solutions. By Dale...
Credit Card Machine Maintenance and Care

Credit Card Machine Maintenance and Care

by Dale Erling | Oct 23, 2025 | Small Business Payments & Operations

IntelliPay helps cities, counties, utilities, courts, schools, and businesses accept secure in-person and online payments. This guide explains practical steps for keeping credit card terminals, kiosks, card readers, and related payment equipment clean, functional, and...
How to Open a Merchant Account: Guide for Small Business Owners

How to Open a Merchant Account: Guide for Small Business Owners

by Dale Erling | Oct 21, 2025 | Small Business Payments & Operations

Executive Summary Opening a merchant account is a crucial step for any small business ready to accept card payments and grow online or in-store. This guide covers the basics, common fees, essential documents, and tips for choosing a payment processor—especially for...
Why Are You Holding My Funds? – Merchant Account Reserves

Why Are You Holding My Funds? – Merchant Account Reserves

by Dale Erling | Sep 13, 2025 | Small Business Payments & Operations

Why Are My Funds Being Held? A Small Business Owner’s Guide to Merchant Account Holds and Reserves Summary Few things frustrate small business owners more than seeing their hard-earned money suddenly held, reserved, or missing from their bank account. Payment...
Small Business Guide to Merchant Services 

Small Business Guide to Merchant Services 

by Dale Erling | Aug 18, 2025 | Small Business Payments & Operations

Updated September 2026 Originally published August 15, 2025 Quick read Merchant services are everything you need to take card, wallet and ACH payments and get the money into your bank account. Most small businesses pay 1.5% to 3.5% per card sale. Your effective rate...
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