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Protect Your Business from the Rising Chargeback Threat

Protect Your Business from the Rising Chargeback Threat

by Dale Erling | May 15, 2025 | Small Business Payments & Operations

As a small business owner, few things can be as frustrating and costly as chargebacks. According to Mastercard’s 2025 global report on chargeback trends, this problem is only growing, with global chargeback volume predicted to reach 324 million transactions by...
What Smart Business Owners Know About Debit Cards

What Smart Business Owners Know About Debit Cards

by Dale Erling | May 14, 2025 | Small Business Payments & Operations

Updated October 2026 Originally published August 2023 Is Credit Card Surcharging Right for Your Small Service Business? For an HVAC company, contractor, accountant, consultant or law firm, the right payment policy is not simply “add 3%” or “accept everything.” It is a...
Are Payment Processing Fees Tax-Deductible?

Are Payment Processing Fees Tax-Deductible?

by Dale Erling | Mar 7, 2025 | Small Business Payments & Operations

Are Payment Processing Fees Tax-Deductible? By Dale Erling  |  Updated for the 2025 Tax Year  |  IntelliPay  |  ⏱ 8 min read Executive Summary Quick Answer: Yes — payment processing fees are tax-deductible for your small business. For small merchants, every dollar...
B2B Credit Card Surcharging in 2026: What to Know

B2B Credit Card Surcharging in 2026: What to Know

by Dale Erling | Mar 7, 2025 | Small Business Payments & Operations

Updated October 2026 IntelliPay is a PCI DSS Level 1 certified payment processor working with businesses, utilities, schools, and government agencies nationwide. This guide covers surcharging when your customers are other businesses: commercial card costs, invoices,...
Merchant Services: What You Don’t Know Could Hurt Your Business

Merchant Services: What You Don’t Know Could Hurt Your Business

by Dale Erling | Feb 27, 2025 | Small Business Payments & Operations

Merchant Services: What You Don’t Know Could Hurt Your Business Merchant services is the umbrella term for the financial and technology infrastructure that allows businesses to accept non-cash payments — including credit cards, debit cards, ACH, and digital...
Credit Card Machine Not Working – Common Issues and Fixes

Credit Card Machine Not Working – Common Issues and Fixes

by Dale Erling | Feb 7, 2025 | Small Business Payments & Operations

Quick Answer Why is my credit card machine not working, and what should I do first? Most terminal issues trace back to power, connectivity, pairing, or configuration. Start by power cycling the device, confirming charge level or power connection, rechecking Wi‑Fi,...
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