Who Pays Processing Costs – IntelliPay Model Comparison 2026

Infographic comparing traditional merchant-paid processing versus customer-paid recovery models like Dual Pricing and Surcharging, designed for IntelliPay compliance

A technical breakdown of modern payment economics following the January 24 2026 Visa interchange jump This graphic illustrates three compliant recovery methodsDual Pricing Surcharging and Convenience Feesto help businesses offset rising processing costs