Did you know...

credit cards cost 2x more to process than debit cards?

Guess who pays for the rewards? You do!

Did you know...

credit cards cost 2x more to process than debit cards?

Guess who pays for the rewards? You do!

We give you more ways to get paid and save you more money per transaction.

Looking for a FairPay or no-cost processing solution?

FairPay

Stop paying for your customers’ perks and vacations.

Use our FairPay program and balance the scales. If your customers pay with a credit card, let them pay for their rewards. If they pay with a debit card, you pay for the processing fees (which is typically 2-3% lower than credit card fees.)

Does
FairPay adds a 3-4% fee when someone uses their credit card that’s tied to a rewards program.

Does Not
FairPay doesn’t add the fee when someone uses their debit card that’s tied to a bank account (no rewards).

To see how FairPay can improve your margins, click here to use our FairPay Calculator.

Site Fee

IntelliPay’s Outsourced Website or “Site” Fee Program adds an up to 4% fee to the customer’s amount due, billing them for the customer support, website hosting, software, and processing fees. Our Site Fee Model bridges the gap for merchants that can’t or don’t want to offer credit cards and customers who are requesting the ability to pay with their credit cards

Does
Add a fee to the amount due
Deposits invoice amount into your account
Deposits fee into IntelliPay’s account
Displays fee before payment so customers are informed and can approve

Does Not
Deposit the fee amount into your bank account
Bill you for transaction costs
Interfere with compliance rules because it’s our hosted web (site) for our services

FairPay vs. Site Fee Comparison Chart

Note 1—Fee cannot exceed 4% of the transaction. Notices must be placed at Point of Entry and Point of Sale. Debit and Pre-Paid cards not permitted. Prohibited in CO, CT, MA. Merchant registration with card associations required.

Note 2—IntelliPay receives the Site Fee and uses the funds to pay the merchant’s processing fees.

Summary

Our FairPay and Site Fee processing solutions shift the burden of ever-increasing payment processing costs to the customers who choose payment cards with rewards. Stop paying for other people’s perks with your margins. Schedule your FairPay or Site Fee demo today.

Our FairPay and Site Fee processing solutions shift the burden of ever-increasing payment processing costs to the customers who choose payment cards with rewards. Stop paying for other people’s perks with your margins. Schedule your FairPay or Site Fee demo today.

Need More Options?

  • Shared Fee
  • Traditional Fee
  • Service Fee
  • Convenience Fee
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Shared Fee

Our Shared Fee Model is an alternative fee-based program that enables IntelliPay to charge a fee (percentage or flat) to the customer for using our software or technology and charge a low fee to the merchant.

In this model, IntelliPay bills both the customer and the merchant to “share” in the payment processing fees. There is a low, separate fee charged to the customer for software, maintenance, processing, and customer support and a low interchange + processing fee charged to the merchant.

By sharing the fees between the two parties, both can use and accept credit card processing at affordable rates.

Does

  • Support credit card digital (card not present) transactions
  • Charge a fee to the customer and a low fee to the merchant
  • Lower merchant processing costs
  • Deposit the invoice amount into your bank account
  • Deposit fee into IntelliPay’s account
  • Display fee before the payment

Does Not

  • Deposit fee account into your bank account
  • Support debit card transactions
  • Require the customer to pay for all the processing costs of the transaction
Click Image to Enlarge

For merchants that do not want to put all of the costs of technology and processing on to their customers and wish to share in carrying the load, the shared fee program is a perfect match.  Please talk to a consultant to get started with shared fee processing today.

Traditional Fee

No fees are assessed to the customer, and the merchant is responsible for all interchange, dues, assessments, PCI, and gateway fees on all online and in-person transactions.

Does

  • Support all payment card types
  • Works with in-person (card present) and digital (card not present) transactions
  • Have different fees by card and transaction type
  • Deposit the invoice amount into your account

Does Not

  • Share processing costs with customers
  • Interfere with compliance rules
Traditional Payment Processing
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While this may not be considered an alternative fee-based solution, we still want to provide alternative pricing models to fit our client’s needs. Please contact a consultant to see how IntelliPay can save you money on all your processing needs.

Service Fee

An alternative fee-based program for Government and Higher Education institutions enables these organizations to charge a fixed or variable fee on all online or in-person credit or debit transactions.

Your organization gets the invoice amount due, and IntelliPay collects the service fee, pays the processing costs, and manages the merchant account for you.

Does

  • Add a fee to the amount due
  • Deposits invoice amount into your account
  • Deposits fee into IntelliPay’s account
  • Displays fee before payment

Does Not

  • Add a fee to the amount due
  • Deposits invoice amount into your account
  • Deposits fee into IntelliPay’s account
  • Displays fee before payment
Visa Service Fee Payment Processing
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Please contact a consultant to see how since 2004, IntelliPay has been helping governments of all sizes save even more time and money by using other fee-based options for non-qualifying transactions.

Convenience Fee

IntelliPay’s Convenience Fee Model is for merchants that want to offset their merchant processing fees. Our solution is 100% compatible with Visa/MC Convenience Fee Processing program.

The Convenience Fee Model enables the merchant to charge a flat fee levied for the privilege of paying for a product or service using an alternative payment channel or a payment method that is not standard for the merchant.  For example, theatres are selling tickets online versus in their lobby.

Does

  • Support all credit and debit cards
  • Add a flat fee to the amount due                   
  • Combine the fee and the amount due into one payment
  • Apply to online, pay-by-phone, and other digital (card not present) transactions
  • Deposit invoice amount into your account
  • Reduce merchants processing costs
  • Require merchant to offer an option that does not charge a fee

Does Not

  • Apply to in-person (card present) transactions
  • Separate amount due and fee
  • Permit a fee that is a percentage of the transaction
  • Talk with an Intellipay consultant about how convenience fee processing can reduce payment processing costs for your organization.
Convenience Fee Payment Processing
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To learn how convenience fee payment processing can boost your margins, talk with a consultant today.