The Visa Government and Education Payment Program allows participating merchants to assess
cardholder fees on approved transaction types The program allows a variable service fee on Visa
consumer debit Visa consumer credit and Visa commercial products The MasterCard
Convenience Fee Program MasterCard has put in place a convenience fee
program for participating pre certified government
and education entities or their third party agents
Participants in the program will be permitted to
assess a convenience fee for MasterCard
transactions whether conducted in person
Internet phone mail or kiosk versus other forms
of payment such as cash check Automated
Clearing House ACH and Personal Identification
Number PIN based debit provided that the
conditions set out below are satisfied