Accept Cards At Lower Cost & Improve Margins
Are payment fees you next highest cost after labor? For many merchants, they are. The fees banks and card networks charge for processing credit and debit card transactions have more than doubled over the past decade and rose 16.7% last year.
IntelliPay helps merchants reduce or eliminate processing costs with more consumer fee-based options, and by eliminating unnecessary or junk fees.
A one-size-fits-all payment solution doesn’t work for all businesses and verticals.
Each business and vertical has unique needs and IntelliPay offers alternative fee-based options in addition to a low-cost, traditional, merchant-pays-the-fees, processing solution.
Our convenience fee adds a small fee to all credit and debit transactions* Our surcharging fee recoups up to 3% of swipe fees on credit cards. Government merchants pay 0% in processing costs with our service fee option.
Ever-increasing processing costs have merchants seeking options to lower their processing costs. On
e option a growing number of merchants are evaluating is to shift some or all these costs back to consumers who choose to use credit cards.
Surcharging is when you add a fee to all purchases paid for with a credit card. This fee helps cover your credit card processing costs. Surcharging is legal everywhere but Massachusetts and Connecticut.
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Visit our Surcharge page to calculate your payment processing savings using Surcharging.
Get your questions answered. Surcharging FAQs
Our Convenience is ideal for merchants that want to offset their merchant processing fees.
Our solution is 100% compatible with Visa/MC Convenience Fee Processing program.
With Convenience Fee Model merchants charge a flat fee for the privilege of paying for a product or service using an alternative payment channel or a payment method that is not standard for the merchant. For example, theatres are selling tickets online versus in their lobby.
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Traditional/Absorb Fee
This is the way most merchants accept payments today. The merchant is responsible for paying all interchange, dues, assessments, PCI, and gateway fees on all online and in-person transactions.
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Choosing a payment solution for your business doesn’t need to be overwhelming. At IntelliPay, we lay out all your options side by side below to make comparisons and the right decision easier. To get started, reach out to our team here.